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Our offices

Insurance in San Luis Obispo

Our flagship office sits on Broad Street, a few minutes from downtown. If you live, rent, or run a business in San Luis Obispo, this is the office most likely to know your street by name.

The San Luis Obispo office

1228 Broad Street
San Luis Obispo, CA 93401

Our original office, open since 2022.

An authorized Farmers Insurance agent in San Luis Obispo, with brokered carriers for the risks Farmers cannot write.

Get directions → (opens in new tab)

Reach us

805-548-8530 Main line, rings all three offices.

[email protected] Shared team inbox.

Mon–Fri, 9am–5pm Closed Thursdays 10:45am–1pm for team training.

Local knowledge

What we handle in San Luis Obispo

  • A renter’s town, covered

    Between Cal Poly and a tight housing market, much of SLO rents. We set up renters policies constantly, including for students and for parents arranging coverage from elsewhere in California.

    Renters insurance in SLO, explained →
  • Homeowners in a changing market

    From Laguna Lake to the edge of the grid, we help SLO homeowners navigate a California market where carrier appetite shifts year to year, including FAIR Plan placements with wraparound coverage when the standard market says no.

    The FAIR Plan for SLO homeowners →
  • Downtown and beyond, insured

    Restaurants, shops, contractors, and professional offices: we write general liability, BOPs, workers’ compensation, and commercial auto for the businesses that make SLO run.

    Commercial coverage we write →

Everything under one roof

Every office writes the full book: personal insurance for auto, home, renters, umbrella, earthquake, and flood; commercial coverage for businesses of all sizes; life insurance; and annuities and retirement income planning. Farmers when they accept the risk, brokered carriers when Farmers cannot write it.

And while we love a walk-in, the office is a home base, not a boundary. We are licensed across California and serve clients statewide, from San Luis Obispo and neighbors like Los Osos, Avila Beach, and Pismo Beach to households at the other end of the state.

Talk to the San Luis Obispo team

Start online or just call. Either way you end up with a local agent, not a call center.